Experience the tranquility of Palma del Mar - your very own private oasis located on the highly sought-after Isla Del Sol. Spanish for “Island of the Sun”, Isla Del Sol is the perfect location to escape, truly defining the epitome of the Florida lifestyle. This resort style community offers serenity as well as convenience just minutes from downtown and the world class beaches of St. Pete Beach. This TURNKEY 2-bedroom, 2-bathroom corner villa has captivating views of Boca Ciega Bay from every angle. As you step into the foyer, you’re greeted by an abundance of natural light, creating a welcoming atmosphere that flows through the kitchen, living and dining areas. Sliding glass doors open onto the covered balcony where you will have front row seats to waterfront living at its finest. This split floor plan offers two separate, private areas for owners and their guests, both with stunning views. With storage on the porch, utility closet including full size washer/dryer as well as a walk-in closet in the primary bedroom, there is plenty of space for your personal items. Conveniently, the property offers an assigned parking place along with ample guest spaces as well as a storage unit. This community is known for its luxurious amenities, including a resort-style heated pool, a fishing pier, bike/paddle board/kayak storage, and a recreation room. Optional golf, tennis, yacht or social membership are available at Isla Del Sol Yacht & Country Club. Endless opportunities for outdoor activities and entertainment await. Palma del Mar offers the perfect blend of seclusion and convenience, with easy access to Fort DeSoto Park, sporting events, museums and an international airport (TPA). Schedule a private showing today and experience firsthand the breathtaking view, functionality, and location this home offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,494 | $3,164 |
Total Monthly Payment | $3,140 | $3,106 | $3,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.