This oversized one-bedroom in the heart of Hudson Heights is in pristine condition and can be easily used as a two-bedroom without putting any walls up. The living room and bedroom are huge and will allow for a king-size bed, living space, a full-size couch, and a dining room. The fully renovated kitchen has a dishwasher, plenty of counter space, and modern white cabinets that are perfect for everybody who loves cooking. There are three huge closets as well as in inviting. The abundance of natural light and large oversized windows make this space cheerful. At the same time, the hardwood floors and the recessed lights give it a modern ambiance. Pets and guarantors are allowed on a case-by-case basis. This is an elevator building, and the apartment is on the second floor. This pre-war condo building features two elevators, laundry in the building, a live-in super, and an inviting lobby. It's located on the corner of 186th Street and Bennett Avenue . Great restaurants have been opening all around the neighborhood, which is desirable for being quiet and serene yet so close to everything. Nearby is NY Presbyterian, and Columbia or CCNY is a short subway ride away. Hudson Heights has grown tremendously over the last few years and is poised for much more. Laundry in the building as well as storage available for additional cost.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,710 |
Total Monthly Payment | $3,390 | $3,350 | $4,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.