THIS ONE IS A WOW! Beautifully updated and kept, you'll love everything about this nearly 1500 sq ft Village Plaza villa. Located in one of the city's most popular 55+ communities, friends and fun come along with this very convenient location near Bee Ridge and Beneva. The owner did all the right things remodeling this home. Consistent neutral flooring, no popcorn ceilings, updated kitchen and baths, new windows, hurricane protection. . . and so much more. The floor plan is versatile - with both a dining room and a family room off the kitchen allowing those who work at home options for arranging the space to meet their own needs. Split floor-plan provides privacy for both owner and guests. The primary bedroom can easily accommodate a king size bed and has both ensuite bath and a spacious dressing area. Guest room is currently used as a den but is equipped with twin beds. Generous front patio is paved plus there is a very private screened lanai. The 2 car garage has additional storage installed. 2 pets are OK, leasing is allowed. No motorcycles or commercial vehicles. Some furnishings can remain with the property; some are available for sale. Ask for details. Village Plaza amenities include a large heated pool, fitness, community BBQ area, sauna, pickleball, exercise classes, bingo, movie night, trivia and frequent social gatherings. 15 minutes to downtown, 20 to Siesta or Lido Beach. Don't miss this one!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,940 | $1,914 | $2,428 |
Total Monthly Payment | $2,219 | $2,193 | $2,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.