Nestled in historic Whately, this enchanting 1813 home, crafted by Giles Dickinson on 2 Acres, stands as a testament to early New England craftsmanship. The 1. 5-story home, with its distinctive side-gables, central chimney & classic 6-over-6 windows, is thoughtfully positioned behind traditional fieldstone walls & mature landscape plantings. Step in to discover preserved wide pine flooring & three fireplaces with original stone hearths. Period paneled walls grace the formal spaces, including an elegant parlor & dining room with corner cupboard. The kitchen, appointed with warm wood counters flows seamlessly into a casual dining area & inviting 3-season porch. The home's rear section showcases a spacious living room centered around the original kitchen hearth, while a convenient 1/4 bath completes the first floor. Upstairs, 3 cozy bedchambers, a full bath, & practical laundry closet maintain the home's historic charm. Situated just 15 minutes from Northampton, Rt 91 N/S & 5 College area
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wood | 14.5 x 14.5 | Second |
Bedroom 3 | Closet, Flooring - Wood | 15.6 x 14.0 | Second |
Dining Room | Flooring - Wood | 15.0 x 15.0 | First |
Kitchen | Flooring - Wood, Dining Area, Lighting - Overhead | 11.0 x 10.5 | First |
Living Room | Flooring - Wood | 14.0 x 22.5 | First |
Master Bedroom | Closet, Flooring - Wood | 14.5 x 14.5 | Second |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,450 | $2,387 | $3,080 |
Total Monthly Payment | $2,914 | $2,851 | $3,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.