5092 Cedarbrook LANE, Hernando Beach, FL, 34607 | $399,000

They say that good things come to those who wait, and that wait is now over. This beautiful Hernando Beach/Spring Hill jewel on the canal is now available for you! This is the kind of peaceful, quiet, Florida living on the water that many have craved, but few have access to. This waterway home is situated right on a canal and is mere minutes away from the Gulf of Mexico! Please view all of the pictures and the 3D walk through to fully appreciate what this home has to offer. The Sellers know that this home needs some tender loving care and attention, which is why it is priced below market value for a fast sale. The primary bedroom and bath is upstairs and the kitchen was custom designed for a discriminating culinary artist. Extensive storage areas/rooms allow for creative space modification throughout the property. The land next door is also for sale, allowing for additional potential future development. An outdoor adjacent shed is negotiable with the sale of the property. There is a small private dock, allowing the new owner of this property immediate access to the waterway via a small vessel. Sellers request non-assignable offers, no seller finance or subject to offers at this time. Please direct any questions about the property to the real estate Agent of record. Don't let this be another waterfront property that slipped away. This is your opportunity to finally live on the water!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Coastal, Patio
  • Year Built: 1964
  • Garage: Boat, Driveway
  • Heating: Solar, Wall Units / Window Unit
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 1,616
  • Acreage: 0.13
  • Est. Taxes: $2,030
  • Lot Desc: Conservation Area, Flood Insurance Required, FloodZone
  • View: Water
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Exhaust Fan, Microwave, Water Softener
  • MLS#: TB8317369
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8317369/5092cedarbrooklane_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2024 1:47:12 PM)
Listing courtesy of US REALTY HUB LLC   Phone: 407-900-1001

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5092 Cedarbrook LANE, Hernando Beach, FL, 34607

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $169 $169 $169
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,205 $2,151 $2,715
Total Monthly Payment $2,449 $2,395 $2,959

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.