Stunning sunsets from your primary bedroom are yours in this beautifully updated, fully furnished 1/1- 2nd floor condo - twinkling lights from the passing boats at night and dolphins/manatees at play during the day. Upon entry of your new island getaway, you are greeted with an open concept living area, luxury vinyl tile, kitchen with granite countertops, crisp white contemporary cabinets, and sleek stainless appliances. So many updates in the last 2 years: New hurricane impact windows, New HVAC, and refrigerator, just to name a few. The primary bedroom includes two closets, plenty of room for the largest of furniture and a bank of windows for the super water views and natural light. This lovely unit is completely updated throughout with new flooring, designer blinds, and ceiling fans. Storm safety includes hurricane impact windows which will give you peace of mind. Unit Extras - an assigned parking Space #258 and storage closet. Bay Islands is a resort like - gated 55+ waterfront community located in South Pasadena on the shores of Boca Ciega Bay and the Intracoastal Waterway. Amenities are top-notch --- from the 24-hr security, six pools, tennis and pickle ball courts, clubhouse with both male and female gyms, each with a sauna; billiards; ping-pong; card room; library; and community room. There is also a large waterfront BBQ & Tiki Hut picnic area, shuffleboard courts and a 1. 5-mile walking path & marina. Just minutes to the #1 Rated Trip Advisor – St. Pete Beach, with its restaurants and shopping on Corey Ave, 15 minutes to vibrant Downtown St. Pete and 40 minutes to St. Pete/Clearwater and Tampa International airports.
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Our Executive Mortgage Banker:
Our Insurance Division:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $900 | $877 | $1,132 |
Total Monthly Payment | $1,213 | $1,190 | $1,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.