Welcome to your dream home! This adorable cottage-style gem is truly turn-key and ready for you to move right in. Nestled amidst established tropical landscaping, this home offers the perfect blend of charm and functionality. Enjoy your mornings and evenings on the screened front and back porches, perfect for savoring the coastal breeze. The home boasts a stunning leaded-glass front door that welcomes you into a light and bright living space. New vinyl plank flooring flows throughout the main living areas, providing a modern touch with durability and style. The kitchen features brand-new appliances, a large built-in pantry, beveled-edge countertops, loads of cabinets, and a cozy eat-in area for casual dining. **ROOF 2021 **AC 2023 **This home not only offers everything you need but is also situated in a community designed for the perfect 55+ active lifestyle! Beyond the charming cottage feel and move-in-ready features, you'll have access to an array of amenities tailored to active living. Whether you enjoy socializing, staying fit, or exploring new hobbies, this community has it all. For thoughs who love the lake, you will appreciate being on Little Lake Harris, connects to the Chain of Lakes for boating, fishing, sail boating and more! The Clubhouse offers a Jr Olympic sized screened, heated pool and spa. Along with a fitness center and a host of activities to keep you moving and having fun! From vibrant social events to recreational facilities, you'll find plenty of opportunities to connect with neighbors and stay engaged. This home and its community combine to create the ideal setting for your next chapter. Don't wait—start living the lifestyle you deserve!
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Our Executive Mortgage Banker:
Our Insurance Division:
$268,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $214,400 | $214,400 | $214,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,463 | $1,425 | $1,838 |
Total Monthly Payment | $1,862 | $1,824 | $2,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.