31 George Road, Ghent, NY, 12075 | $479,000
So much value here in this 4-bedroom 3 bath home. Immediately upon entering one can't help but enjoy the openness of the foyer and hardwood floors. From here, you have an open invite to go into either the home's front to back living room or formal dining room. Across the back of the home is the kitchen and informal eating area that leads outside to a deck. The first floor also has a half bath with laundry that leads to an enclosed breezeway. Upstairs is a beautifully apportioned main bedroom and en-suite bath with separate tub and shower. Well planned, this home's main closet has access from both the bath and bedroom. Three other bedrooms grace the second floor and have a full bath that services them all. From the breezeway, you'll head into a 2-car garage with high ceilings and above that is square footage ready for you to complete to your liking (electric in place) . The basement is enormous with high ceilings and walk out door-convenient for clean, dry storage, or space to add more rooms!Of note: area above garage does not currently have a staircase. If interested after first showing, seller will make arrangements for a ladder to be available for an accompanied showing with their broker to gain access. Pictures shown of this area are from 2019.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: 2 Stories,Center Hall,Colonial
- Year Built: 2006
- Garage: 2-car Attached
- Heating: Base Board,Hot Water
- Basement: Full,Unfinished,Walkout
- Approx Sq. Feet: 2,733
- Acreage: 1.8
- School District: Chatham
- MLS#: 155291
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/155291/31georgeroad_ghent_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31 George Road, Ghent, NY, 12075
$479,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,614 | $2,547 | $3,286 |
| Total Monthly Payment | $2,689 | $2,622 | $3,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535