Welcome to your Florida oasis! This stunning concrete block home 4-bedroom, 3-bathroom property greets you with a beautifully pavered driveway, setting a refined tone that extends throughout this HOA- and CDD-fee-free sanctuary. Inside, a spacious and sunlit open floor plan creates an airy ambiance, with every detail thoughtfully curated. A new roof, installed just three years ago, adds peace of mind and long-term value. The chef's kitchen is a showpiece, featuring elegant granite countertops, a sleek modern hood, a gas range, and ample space for entertaining. Nearby, a large sunroom offers year-round comfort for relaxation and gatherings. The backyard is a private retreat designed for ultimate relaxation and versatility. Unwind in the serene sauna, nurture your garden in the dedicated greenhouse, cool off in the sparkling above-ground pool, or relax by the tranquil koi pond. For added convenience, the property includes an RV hookup, perfect for RV or boat storage and ready for your next adventure. The fourth bedroom serves as a private mother-in-law suite or Airbnb rental, adding options for income or guest comfort. Every inch of this home showcases meticulous, resort-style elegance, with updates enhancing both beauty and functionality. This listing qualifies for Ameris Bank's $20K Assistance Mortgage Program, offering up to $20, 000 for down payment, closing costs, or rate buydown, along with a home warranty for peace of mind. Schedule your private showing todaythis could be the forever home you've been dreaming of!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,600 | $263,600 | $263,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $86 | $86 | $86 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,754 | $1,752 | $2,260 |
Total Monthly Payment | $1,915 | $1,913 | $2,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.