Welcome to 46 Mountain road. A beautiful, secluded home. Nestled on the top of 10 acres in the town of Mamakating, this home is the perfect private mountain getaway. This home offers 4 bedrooms and 4 bathrooms with hardwood floors throughout and gorgeous vaulted ceilings. The main level has a charming soapstone wood burning stove, and a spacious kitchen with a sky lit breakfast nook. This home has no shortage of natural light! The main level also boasts a large living area, formal dining room, half bath, and a primary bedroom large enough to fit all of your needs with a large bathroom with a walk in closet. Just off the kitchen you will find pantry space with access to the laundry room and the 2 car garage. The main floor balcony wraps around the home with breath taking views of the Hudson Valley. The second level holds two large bedrooms and a full bath. The fourth bedroom is located on the lower level accompanied by a full bathroom, a bar and additional bonus spaces! Utilities are all located in their own separate boiler room. Not only is this home gorgeous but it's efficient as well! It's equipped with solar panels, mini splits, central vacuum and even a greenhouse for gardening. Look no further if you want a cosy, sequestered scenic home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $1,110 | $1,110 | $1,110 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,180 | $3,137 | $3,980 |
Total Monthly Payment | $4,382 | $4,339 | $5,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.