Welcome to your new lakefront retreat complete with an inviting in-ground pool and stunning water views! Nestled in a tranquil, scenic waterfront locale, this home offers a 3-bedroom, 2-bathroom layout with a split floor plan for privacy. The roomy eat-in kitchen features a bar and a cozy fireplace, alongside a separate dining area for formal occasions. A large pantry/laundry room lies next to the kitchen, and the Florida room extends into the screened pool area, providing picturesque lake views. The vast 8-acre lake, 60 feet deep, is ideal for fishing, kayaking, and paddleboarding—motorized boats are not allowed. The interior of the home showcases granite countertops in the kitchen and baths, with hardwood floors in the main living spaces and tile in the wet areas. This home has a new 3-ton HVAC system with transferable warranty, the exterior is freshly painted, and the back yard is newly landscaped with trees and sod. The recent hurricanes did not cause any flooding or damage to this property. The roof, replaced in 2018, complements the innovative solar panel system that often reduces the electric bill to zero, with credits from the utility company. A brand-new pool pump was just recently installed and in 2006, 14 windows were replaced with hurricane-impact versions, complete with shutters. Note: All measurements are approximate and should be verified by the buyer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,622 | $2,653 | $3,367 |
Total Monthly Payment | $2,897 | $2,928 | $3,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.