Wait until you see this beautifully furnished and well-maintained home, you will be delighted the moment you walk in the door with the open concept living room, kitchen and dining room with updated ceiling fans, laminate and tile flooring, stainless steel appliances and comfortable, stylish furniture that makes this home move in ready! Even the coffee pot is ready for you! Check out the pictures and you will see that these homeowners took a great deal of pride in this home with large custom-made built in cabinets in the kitchen, master and spare bedrooms. The split floor plan gives you plenty of privacy and feels incredibly roomy with the vaulted ceilings. The master bedroom has a new patio door that gives you direct access to the gorgeous back deck with an amazing umbrella set up that will keep you in the shade all day long! New windows, doors, appliances, tiled shower and a large indoor patio living space that has been completely insulated from the inside with a separate AC/heat unit that will keep this room at an ambient temperature should this be your favorite place to hang out. Large storage shed which is also used as the laundry room with enough space to store whatever you need to bring with you. This home is turnkey ready with pots, pans, dishes, bedding, all you need is your toothbrush! The double paved driveway is roomy for you! Come and see this spectacular home with its many unique and custom touches that will make you realize this is the home for you! Ponderosa Park is a highly sought after community for over 55 because it is a vibrant, fun and exciting place to live where neighbors know one another and truly enjoy all that life gives you!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,920 | $107,920 | $107,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $736 | $717 | $925 |
Total Monthly Payment | $929 | $910 | $1,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.