Welcome to 416 Torrington Street in the desirable Section 15 in Port Charlotte! Here you will find a spacious 3-bedroom 2-bath canal front pool home offering 2, 189 sq. ft of living space making this a perfect home for entertaining friends and family. Step inside to an open and bright spacious living area with sliders opening up to the lanai and pool area. A split bedroom floor plan offers privacy with the primary bedroom on one side and the guest bedrooms and bath on the other. The primary bedroom is quite large, with a huge walk in closet. The kitchen features stainless steel appliances, a large center island, bar seating area and separate dinette area. Additional features include a new metal roof, hurricane impact windows, luxury vinyl flooring, solar panels to reduce your FPL bill and city water and sewer. The highlight of the home is the beautiful outdoor living space with heated pool and a covered lanai to sit back and enjoy the many species of birds and the famous Florida sunsets! Bring your kayak and fishing pole to enjoy the water activities from your very own backyard. Conveniently located near shopping, restaurants I-75 and more. Contact me today to schedule an appointment today to see this home in person.
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $506 | $506 | $506 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,365 | $2,393 | $3,036 |
Total Monthly Payment | $2,946 | $2,974 | $3,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.