Magnificent open water westerly views across Boca Ciega Bay fill this beautiful contemporary home including sunsets from all common areas, the primary bedroom and 4th bedroom. This gem is located in the highly desirable community of Oakhurst Shores in unincorporated Pinellas County. Enjoy exceptional waterfront living on the mainland with no thru traffic by land or sea. 15 minutes to the open waters of the Gulf of Mexico by boat or bicycle to the beach. Plenty of shopping nearby, entertainment, Pinellas trail and tennis/pickleball courts. You can even purchase your groceries by boat! This 4/2. 5/2CG was damaged by Helene. Only time this neighborhood has ever flooded. Remediation is complete and ready for you to make it your own. Owner has received an ACV appraisal. Home boasts a desirable open floor plan. As determined by the county, home was not substantially damaged and is ready for permit…drywall, paint, interior doors, baseboards, kitchen, and bathroom vanities are all thats needed to move right in. New Seawall in 2023 (pool ready), 10K lb boat lift updated in 2019 and 500 sq ft composite dock with catwalk installed in 2016. Additional features include Control 4 Automation system. This system includes access control (unlock your doors remotely) whole house audio (ceiling stereo sound in every room), distributed video (watch multiple sources/TV’s included), 10-camera surveillance system (view whats going on from anywhere), HVAC control (adjust thermostat remotely) and lighting control throughout (remote lighting control with lighting scenes for moods by time of day). This system has value over 100K and yes all can be controlled with Alexa. This quiet neighborhood features great schools, underground utilities, natural gas, and a voluntary HOA and no minimum lease terms which is a great potential for Air BNB. Call today and don't miss your chance to own in this highly sought after community!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.296% | 6.622% | 6.680% |
Monthly Tax Payment | $464 | $464 | $464 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,486 | $6,321 | $8,711 |
Total Monthly Payment | $7,075 | $6,910 | $9,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.