Prepare to make your home in the coveted Heritage Place at Fern Garden Estates! This single-story, meticulously kept residence, constructed in 2013 by Adams Homes, offers 2265 sq. ft. of living space that is currently vacant, allowing for immediate move-in. Additionally, a 1-year home warranty is included at closing for added assurance. Nestled on nearly a third of an acre, the property boasts 4 bedrooms, 3 full bathrooms, an office space/playroom, and a well-equipped kitchen with a gas stove, refrigerator, dishwasher, and microwave. The expansive living room and dining area, complete with a perfectly suited imported chandelier, add to the home's charm. An oversized 3-car garage enhances the property, along with numerous upgrades such as elegant wooden plantation shutters, stainless steel appliances, rain gutters, a vinyl privacy fence, and a utility sink with counter space in the garage, which also features a door to the backyard. The home's open concept and split floor plan cater to all your family's needs. The screened-in rear patio offers ample space for outdoor entertainment and opens to a serene conservation view. The spacious, fully fenced backyard is ideal for a pool, playground, or personal garden and includes an array of fruit trees. Its prime location provides easy access to Advent Health Hospital, grocery stores, restaurants, shopping venues, Stetson University, and downtown Deland. Plus, New Smyrna Beach, Tanger Outlets, and all Orlando Parks are within convenient reach. Act quickly to schedule your viewing appointment before this exceptional opportunity is gone!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,422 | $2,419 | $3,070 |
Total Monthly Payment | $3,010 | $3,007 | $3,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.