Under contract-accepting backup offers. Welcome to your dream home in the highly sought-after Villagio Community of St. Cloud, Florida. This stunning 4-bedroom, 3. 5-bathroom home overlooks a beautiful water view and open area, with no front neighbors! This home offers over 2, 900 square feet of thoughtfully designed living space. Built in 2007, this two-story gem combines modern upgrades with timeless appeal, making it the perfect choice for families or those who love to entertain. Offering an open-concept layout with ceramic tile flooring, providing durability and a polished look. A spacious kitchen featuring granite countertops, abundant cabinetry, and ample prep space, ideal for cooking and hosting. A cozy dining area and large living room for family gatherings. Upstairs you will find vinyl flooring in common areas and the master suite adding both style and easy maintenance. The bonus loft area offers a perfect place for a playroom, home office, or media space. The large master suite has two separate walk-in closets, and a luxurious en-suite bathroom with dual vanities, a soaking tub, and a walk-in shower. The other three bedrooms offer their own adjoining bathrooms. Two brand new HVAC units were just installed in the past two years. Outside you’ll find fresh landscaping with brand new sod laid in the quaint backyard, offering a lush, green space ready for outdoor fun or relaxation. The property sits on a well-maintained lot in the family-friendly Villagio community, known for its peaceful surroundings and convenient location. Situated in the fast growing St. Cloud community, this home is minutes away from top-rated schools, shopping centers, dining options, and major highways for an easy commute to Orlando or the surrounding areas. The gated community of Villagio offers a playground, fitness and walking trails, picnic pavilion and recreation space. Don’t miss out on this beautiful home that’s move-in ready and waiting for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
Total Monthly Payment | $2,774 | $2,772 | $3,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.