Unpack and move right into this magnificent expanded high-ranch located in the Saxon Park section of Bay Shore within the Islip School District. Situated on . 25 acres, this wide-line hi- ranch has 4/5 bedrooms, 3. 5 baths, vaulted ceilings, chandelier (winch system), hardwood floors and new windows. There is lots of storage and closets, as well as an upgraded heating system, 200 amp electrical system, CAC, two-car garage and an extended driveway. The main level offers a living room, dining room, and renovated kitchen with stainless steel energy star appliances and quartz countertops, a primary bedroom suite with full bath and walk-in closet, two additional bedrooms, a full bath and access to the attic. The lower level offers a family room with a half bath, laundry/utility room and access to garage. There is an additional bedroom, bonus room and full bath with private entry and access to outside patio. This corner property is fenced in with a paved patio, custom stonework and a shed for extra storage and a sprinkler system. Beautifully landscaped. Don't miss the opportunity to own this home!, Additional information: Appearance: Mint ++, Green Features: Insulated Doors, Separate Hotwater Heater: Yes
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,142 | $1,142 | $1,142 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,282 | $4,177 | $5,274 |
Total Monthly Payment | $5,516 | $5,411 | $6,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.