Spacious one level home with lots to offer. Nicely sized fireplaced living room flows to applianced kitchen with large dining area, great for large or small gatherings. 3 generous bedrooms with 1/2 bath in primary suite. Full bath with double sinks, heated breezeway with sliders to deck. 1 car attached garage is oversized with lots of storage and work bench for home projects. Home is on 3/4 acre lot, great for privacy and may accommodate an accessory dwelling unit. Lower-level walks out to this peaceful backyard, and has large windows for lots of natural light, great potential for in-law. Roof approximately 8 years old. Circular driveway for easy access onto road. Wonderfully located across from Wanshuk Park, with its many walking trails. Located minutes from Rt's 146 and 95, is on the RIPTA bus line, close to PC and RIC, home is set back from street, for tranquility, but conveniently located minutes to shopping, dining, 6 minutes to "downtown" Providence, which offers the finest dining, theaters and entertainment venues on the east coast. Close to train station. This home needs some updating, but your sweat equity will be a great investment. A wonderful home for growing and multi-generational families.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,833 |
Total Monthly Payment | $2,768 | $2,766 | $3,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.