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22 Laurel Grove Drive, Haddam (Higganum), CT, 06441 | $425,000

Located on a peaceful cul-de-sac, this charming Saltbox Colonial offers a spacious and functional floorplan with plenty of room to entertain and relax. Set on a generous 1-acre lot, this home features a formal living room and dining room, an eat-in kitchen, and a cozy family room complete with a gas log fireplace-perfect for gathering with family and friends. The main level also includes a convenient laundry area within the first-floor bath, adding to the home's functionality. Step outside to the large deck and expansive backyard, ideal for outdoor enjoyment and activities. Recent upgrades include 50-year asphalt shingles installed just 5 years ago, providing long-term durability and peace of mind. The home is also equipped with solar panels, offering significant savings on heating costs, especially during the colder months. Upstairs, you'll find generously sized bedrooms and another room that was used as a bedroom and a remodeled full bath that combines style and practicality. The full, unfinished walkout basement provides ample potential for expansion, with a large pantry and plenty of room to finish according to your needs. This level is heated by either a kerosene heater or a wood stove for versatile heating options. This well-maintained home offers both comfort and efficiency in a sought-after location. Schedule today and explore all the possibilities this property has!

Features

  • Town: Haddam
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1972
  • Garage: 2-car Attached Garage
  • Heating: Baseboard
  • Cooling: Attic Fan,Ceiling Fans
  • Basement: Full,Unfinished,Heated,Concrete Floor,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 2,106
  • Acreage: 1
  • Est. Taxes: $6,968
  • Lot Desc: Open Lot
  • Elem. School: Burr District
  • High School: Haddam-Killingworth
  • Appliances: Oven/Range,Microwave,Refrigerator,Freezer,Dishwasher,Washer,Dryer
  • MLS#: 24059725
  • Buyer Broker Compensation: 0.00%
  • Website: https://www.raveis.com
    /raveis/24059725/22laurelgrovedrive_haddam_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Michelle MacNeilRealtor & Associate Manager

860.301.0051

Michelle.MacNeil@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

22 Laurel Grove Drive, Haddam (Higganum), CT, 06441

$425,000

Michelle MacNeil

Realtor & Associate Manager

William Raveis Real Estate

Phone: 860.301.0051

Michelle.MacNeil@Raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
 15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $581 $581 $581
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,319 $2,260 $2,915
Total Monthly Payment $2,975 $2,916 $3,571

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.

Equal Housing Lender

William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524