Under contract-accepting backup offers. One or more photo(s) has been virtually staged. NON EVACUATION AND NON FLOOD ZONE!! Your opportunity to be in the Clearwater community of Douglas Manor Estates!! This 2BR+Den/Office/2BA/2CG is clean and move in ready. In an ideal central location that is close to everything the area offers including Clearwater Beach, Downtown Dunedin, great shopping, restaurants, parks, and so much more! Solar panels on the 2021 Roof help supplement energy use for low monthly power bills. A majority of the windows are wind rated and the home includes hurricane fabric panels for even better protection. Open concept kitchen has updated cabinets, granite countertops, newer stainless appliances (brand new refrigerator) and looks out to a combined living room/dining room with ceramic tile throughout. Luxury vinyl plank flooring is in the Primary and guest bedrooms which are off the living room and separated by the guest bath with a granite counter double vanity. Primary bathroom has granite counter vanity, walk in shower, and an updated sliding glass door. French doors separate the additional Den/Office which could also be used as a studio, Florida room, or even an additional guest room. Back door opens to a large patio and nicely sized fenced yard which includes a year old 8X12 storage shed. HVAC 2016, Water Heater 2022, Wind rated garage door, newer energy efficient water heater, and brand new drain field. Don't let this opportunity get away!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,175 | $2,759 |
Total Monthly Payment | $2,234 | $2,260 | $2,844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.