Welcome to this exceptional Mediterranean-style 4-bedroom, 2. 5-bath home, perfectly situated on a coveted corner lot within the exclusive guard-gated Villages of San Jose community. This elegant two-story residence boasts a well-designed layout with the primary bedroom on the main floor, featuring an ensuite spa like bath and an expansive walk-in closet. Plantation shutters throughout add timeless charm and privacy. The main floor also includes a formal sitting room and a separate formal dining room, ideal for entertaining. The cozy living area with fireplace flows seamlessly into a gourmet kitchen with custom cabinetry, high-end appliances, and ample counter space. Step outside to enjoy a large screened-in patio, perfect for year-round relaxation and outdoor dining. Upstairs, you'll find three additional bedrooms, full bathroom, and a versatile flex area, offering the perfect space for a home office, fitness nook, or play area. This prestigious community offers a host of amenities, including a sparkling lake with walkway, lakefront pool, pickleball/tennis courts, playground, and 24/7 security. With close proximity to shopping, dining, and top-rated schools, this home is the ideal blend of luxury, comfort, and convenience. Don't miss your chance to own this luxurious retreat
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $3,423 | $3,383 | $4,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.