Motivated sellers, large price reduction. This home has an Assumable FHA Morgage at 3%, you must qualify for, call me for details. Welcome to your new home! This spacious property features an open floor plan with a combined living, dining, and family room, perfect for entertaining. It offers 3 bedrooms plus a den, which can easily serve as a 4th bedroom with a closet. The roof has recently been replaced, and the exterior has been freshly painted. The master suite boasts both a garden tub and a shower, dual vanities, and beautiful granite countertops. The kitchen is equipped with newer stainless-steel appliances, and the cabinets have been updated with granite countertops as well. Throughout the home, you'll find tile flooring, except in the master and spare bedrooms where you'll enjoy durable manufactured wood floors. The property is beautifully landscaped and features an irrigation system. The pavered lanai includes a brand-new covered pergola, ideal for grilling, and the fully fenced backyard offers privacy. Other updates include a newer hot water tank.
It is situated close to the Holiday Recreation Complex, with a large open field perfect for kids to play. The home is conveniently located near the clubhouse, which offers a full fitness center, heated pool and spa, tennis courts, volleyball courts, playground, and horseshoes, and is within walking distance to the Holiday Recreation Center and nature trails. Just outside the back gate is the Intracoastal Waterway, leading to the Gulf of Mexico. The brand-new Anclote Trail is nearby, connecting to Anclote River Park, Anclote Gulf Park, Key Vista Nature Park, and the Pinellas Trail in Tarpon Springs.
The HOA is only $138 month and covers gate access, all clubhouse amenities, and basic cable and internet. No flood insurance is required for this property. It is equipped with a Terminix Termidor Home System and hurricane shutters for added protection. This home did not flood and was not affected by any of the recent storms. Don’t miss out on this incredible opportunity!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,822 | $351,822 | $351,822 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,311 | $2,338 | $2,967 |
Total Monthly Payment | $2,649 | $2,676 | $3,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.