Clean and move in ready. This condo is not located in a flood zone. Screened in lanai gives so much room to this 2 bedroom 2 bath home. 2 parking spaces right in front of unit. Home features Granite counters, White appliances with the Microwave being new and the refrigerator is only a few years old. Kitchen has a breakfast bar that opens to the living area of the home. Ceramic tile in both baths. This 55+ community has lots to enjoy with the community club house and pool. and walking trails. Many clubs to join if you like too. Sold mostly furnished. Nice storage closed off the Owners suite along with an open patio private area. The location is super close to Anna Maria Island beaches only about 4 miles away. Convenient to shopping and area restaurants makes this the ideal location. If you are looking for a winter get away this is a must see . . Low condo fee of $495 covers all exterior maintenance and grounds along with pest control, pool, community club house, internet, exterior insurance, common areas.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $927 | $903 | $1,165 |
Total Monthly Payment | $1,237 | $1,213 | $1,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.