1320 Loma LANE, Lady Lake, FL, 32159 | $299,000

GREAT LOCATION! New Roof (April 2024) Freshly Painted Interior- Welcome to this stunning 2-bedroom, 2-bathroom BLOCK/STUCCO Baja Courtyard Villa in The Villages of Rio Grande in The Villages, Florida. The interior delivers an open-plan living space fitted with Luxury Vinyl Plank floors. This charming home boasts 1, 214 square feet of comfortable living and private outdoor space. The kitchen features QUARTZ COUNTERTOPS and fresh paint. The spacious living area opens to an additional sunroom, which is excellent for office or craft space, providing tranquil courtyard views. Enjoy the luxury of a NEW ROOF 2024, a water heater installed in April 2024, and a new HVAC system installed in 2022. The PRIVATE CORNER LOT offers a large DOUBLE-GATED COURTYARD with a custom-built pergola and Zen-themed features and an extra-wide entry ideal for additional golf cart parking. Easy-care landscaping with built-in irrigation adds to the property's appeal. Inside, guests will appreciate the newly upgraded guest bathroom featuring QUARTZ COUNTERS AND A SEAMLESS GLASS WALK-IN SHOWER. This villa is ready for you to move in and enjoy the Villages, Florida lifestyle with entertainment, dining, shopping, club meetings, medical services, and more, all accessible by a golf cart. This home could be the next chapter in YOUR story. Don't miss the opportunity to own this exceptional property. Schedule your showing today!

Features

  • Amenities: Clubhouse, Golf Course, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Trail(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Courtyard, Florida
  • Year Built: 1993
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,214
  • Acreage: 0.09
  • Est. Taxes: $1,480
  • HOA Fee: $50 Annually
  • Lot Desc: Corner Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: G5089220
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/G5089220/1320lomalane_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/16/2024 8:47:08 PM)
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES   Phone: 352-753-7500

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1320 Loma LANE, Lady Lake, FL, 32159

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $123 $123 $123
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,632 $1,590 $2,051
Total Monthly Payment $1,830 $1,788 $2,249

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.