RARE OPPORTUNITY! Energy-efficient BRAND NEW CONSTRUCTION just STEPS to beautiful Baboosic Lake Town Beach, tucked on a quiet cul-de-sac. Enjoy lake-life here year-round swimming, kayaking, boating, fishing, ice fishing & skating. Pride & true craftsmanship in every detail! You'll love the multi-level composite deck along the front, allowing you to enjoy the serene views of nature every day. The high ceilings & tall triple-pane windows showcase the lake views & allow natural light to flow throughout. The bright quartz kitchen with spacious island & plenty of prep space & storage seamlessly flows to a dining area as well as the living room w/cozy gas fireplace. There's also a convenient half bath & separate laundry room. The 2nd floor has even more amazing lake views, with 3 bedrooms (see septic design attached), main bedroom has a large walk-in closet! There's a full bath w/tasteful, neutral decor. Enjoy having central air during those warmer summer months. Your vehicles will be protected from the elements in the 2-car garage. Beautiful vinyl flooring throughout, energy efficient hybrid HVAC & smart thermostats! Amherst is a special community with top rated schools, the Village Green & country clubs. This property is nestled in a quaint neighborhood w/easy access to major routes, & all the conveniences Amherst offers. Just 1 hour to Boston, the seacoast & the Lakes Region. Live each day in someone else's version of a vacation! OPEN HOUSES 12/14 & 12/15, 10: 30 - 12 pm!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Vinyl, Recessed Lighting | Second |
Bedroom 3 | Closet, Flooring - Vinyl, Recessed Lighting | Second |
Dining Room | Flooring - Vinyl, Recessed Lighting | Main,First |
Kitchen | Flooring - Vinyl, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant | Main,First |
Living Room | Flooring - Vinyl, Window(s) - Picture, Recessed Lighting | Main,First |
Master Bedroom | Walk-In Closet(s), Flooring - Vinyl | Second |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,234 | $3,190 | $4,048 |
Total Monthly Payment | $3,326 | $3,282 | $4,140 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.