This charming home offers the perfect combination of comfort and waterfront living. Located on a serene canal, you'll enjoy fishing directly off the dock, easy access to boating, and the peaceful ambiance of nature right in your own backyard! Small, friendly neighborhood of Hermit's Cove with Ramp Access leading to St. Johns River for nominal annual assocation fee. Also, gives you access to Community Center events and RV Parking available for fee. White privacy panel fencing installed. Enter home thru expansive enclosed screen porch. Which allows you to relax and enjoy the views in all weather. Kitchen/Dining Combo wih full size appliances including Refrigerator, Stove/Oven and Dishwasher. Eat-in Kitchen area. Open Living area leads to back Guest Bedroom. Ideal for bunks, small office or bedroom. Split Bedroom floorplan. Short hallway leads to Bathroom with full-size shower. Front load stack Washer and Dryer added for convenience. Master bedroom facing canal side of property. Efficient use of interior space and easy to maintain. Newly installed Generac whole house generator. New HVAC Unit! Tie Downs HAVE BEEN UPGRADED for Insurance! Upper Covered Back Deck is perfect for outdoor entertaining, grilling, and enjoying sunset views. Walk down steps to 75+/- of canal front ft with bulkhead. Double Covered Docks with Electric Lifts plus, fish cleaning station and storage. Direct canal access to the St. Johns River for world-class Bass fishing, Shrimping/Crabbing Kayaking, or Cruising! 3 Storage units included with purchase! Current use one small workshop, second washer/dryer and refrigerator/freezer plus third for property maintenance storage needs! Whether you're looking for a full-time home or a weekend getaway, this property offers the perfect setting. Don't miss out on this AFFORDABLE CANAL FRONT OPPORTUNITY! Schedule your Showing Today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,920 | $147,920 | $147,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,009 | $983 | $1,268 |
Total Monthly Payment | $1,144 | $1,118 | $1,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.