A very special home in a wonderful location. One Level Living with Pierrepont Lake views. Bring your kayak and keep it at the beach. Fishing, ice skating in the winter, swimming in the summer. Birthday beach parties and evening bonfires or cookouts. Sounds too good to be true. Welcome to this special home in the Twixt Hill Community. The Main Floor has hardwood flooring and a lovely brick fireplace in the spacious living room. The kitchen has beautiful wood cabinetry, an island with space for 3 stools, ss appliances, and a large pantry. The kitchen sink looks out on the flat backyard great for a play space or garden. The sliding glass door leads out to the deck from the dining area adjacent to the kitchen. There are 4 bedrooms and two full baths. The master bath is ensuite to the Master Bedroom with walk in closet. One bedroom is currently used as an office. The current owner added a great room/family room/ guest suite above the 2 car garage. This is a warm and inviting space with a deck and lake views as well as window seats, new carpeting and ceiling angles following the roofline. There's an unfinished basement great for storage. This home sits well back from the road for privacy, but is in an active neighborhood. Hiking is close in Pierrepont State Park, accessible from the park entrance or from several streets in the neighborhood. An opportunity like this does not come along often- many neighbors stay here for years. Really Special.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Hardwood Floor | Main |
Kitchen | Island,Pantry,Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hydro-Tub,Walk-In Closet,Hardwood Floor | Main |
Rec/Play Room | Balcony/Deck,Book Shelves,Built-Ins,Sliders,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $811 | $811 | $811 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,793 | $3,695 | $4,767 |
Total Monthly Payment | $4,695 | $4,597 | $5,669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.