Welcome to Hidden Oaks, a family friendly community in the town of Lady Lake that is nestled on the edge of Lake Ella. This beautiful POOL home hosts 3 bedrooms, 2 full bathrooms and a converted garage for extra living space and recreation but can easily be re-converted to a true garage. Upon entering the home you'll notice an abundance of natural light flooding in through the many windows and sliding doors. Tall ceilings and a calming color scheme create a very peaceful atmosphere in this well maintained home. The kitchen hosts plentiful cabinet and counter space with a bar top perfect for entertaining family and guests. The wall of sliding doors spanning from the dining area into the living room open to a spacious outdoor area with an extended birdcage, private pool, and storage shed. With functionality in mind, the space was well designed with a healthy mix of sun exposure and shady spots under cover so you can enjoy the back yard all year round. Because the home sits atop a hill there is natural privacy built in. The wooded area behind the home and partial water view from the pool make this a truly peaceful place to call home. Pool was built in 2020 along with a NEW septic tank, a NEW pool pump installed 2023, NEW ROOF 2023, and the AC motor was recently replaced to keep the system in tip-top shape! This home is MOVE IN READY with all of the major big-ticket items up to date. This quiet neighborhood is located just outside of The Villages where you will find a plethora of shopping, dining, entertainment, medical facilities and more! With Ocala to the north and Orlando to the south, you are sure to always find something to do. This beautiful home could be your winter retreat or full-time slice of paradise! Schedule your showing or virtual tour today!
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Our Executive Mortgage Banker:
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $302 | $302 | $302 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,859 | $1,834 | $2,328 |
Total Monthly Payment | $2,236 | $2,211 | $2,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.