You can’t buy a condominium for this price anymore and you don’t have to be afraid of fees doubling or tripling as they are in many condo communities. Whether you are looking for a year-round or a seasonal home, this friendly community is a great place to find your new favorite spot in the Florida sun. Magnolia Manor is an extremely clean, well-maintained 55+ Manufactured Home community with on-site management. This lovingly cared for One Bedroom, One Bath home has been the seasonal home for the Sellers for over 20 years and is being offered FULLY FURNISHED. Meticulously maintained, pride of ownership is evident as soon as you enter the home. The Living Room has windows on three sides, providing lots of natural light. This room is open to the Kitchen and Dining area. The Bedroom is at the rear of the home for quiet and privacy. There is a large (10’ x 19’) All Season Florida Room with big windows that open for summer breezes, or you can close the sliding vinyl windows to keep the Florida Room warm on those rare chilly days. There is a patio set under cover, so you can lounge or dine in the great outdoors. Located in a non-flood zone, the home itself suffered no damage during the recent hurricanes, however the carport was heavily damaged and has been removed. Due to damage around the Tampa Bay area, the seller has been unable to get aluminum contractors to the house to obtain a bid to replace the carport. Because this is the Sellers last winter in Florida, they have chosen to offer the home at a price that takes into consideration that the Buyer may wish to replace the carport once contractors are more readily available. There are two sheds for additional storage. Meet your friends and hang out at the Community Pool, the Shuffleboard courts or Clubhouse with Workout Room. Centrally located, you have easy access to shopping, dining, medical facilities (Bay Pines VA Hospital is just minutes away) and it is a short trip to the beautiful Gulf Beaches. NO FLOOD INSURANCE The low fee ($172/mo) covers water, sewage, trash, lawn maintenance, and care of the grounds and facilities. This community has a No Pets Policy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$85,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $68,000 | $68,000 | $68,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $464 | $452 | $583 |
Total Monthly Payment | $609 | $597 | $728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.