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20 Hart Circle, Waterbury, CT, 06705 | $469,000
Investment Opportunity: 4-Plex with Prime Location and Strong Potential. Don't miss this fantastic opportunity! Located on a quiet cul-de-sac, this property offers easy access to shopping, dining, and highways-ideal for both tenants and investors. With a mix of updated features, secure entry, and ample parking, this property is an excellent addition to your investment portfolio. Four Spacious Units: Each unit features 2 bedrooms, a cozy living room, kitchen, full bathroom, and private deck for outdoor relaxation. Secure Entry: Both front and rear entrances provide peace of mind with secure access for residents. Updated Systems: The property boasts an updated furnace, 2 new 275 gal oil tanks [all in garage 1] and water heater, ensuring efficiency and reliability for years to come. Parking & Storage: Enjoy the convenience of 4 garages, plus off-street parking for tenants and guests. Rear Yard: A shared rear yard has outdoor space for tenants to enjoy. Leasing: Three units are currently occupied with month-to-month leases, while one unit is available now-ideal for immediate rental or owner-occupancy. Below-market rents present an opportunity for future rental increases. Location: Situated on a peaceful cul-de-sac, this property is minutes away from shopping, dining, and major highways, making it a sought-after location for tenants. Sold as is. This 4-plex presents an excellent opportunity for an investor looking for strong cash flow potential long-term growth.
Features
- Rooms: 20
- Bedrooms: 8
- Baths: 4 full
- Units: 4
- Style: Units on different Floors,4sides - Units Are Side-by-Side
- Year Built: 1976
- Garage: 4-car Under House Garage,Off Street Parking
- Heating: Hot Water
- Cooling: Window Unit
- Basement: Partial
- Above Grade Approx. Sq. Feet: 3,850
- Acreage: 0.2
- Est. Taxes: $10,400
- Lot Desc: On Cul-De-Sac
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- MLS#: 24060304
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/24060304/20hartcircle_waterbury_ct?source=qrflyer
Listing courtesy of Dave Jones Realty, LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
20 Hart Circle, Waterbury, CT, 06705
$469,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $867 | $867 | $867 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,560 | $2,494 | $3,217 |
| Total Monthly Payment | $3,502 | $3,436 | $4,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524