Move right in! Contemporary ranch, renovated 4 yrs ago. New Kitchen, bath & roof. This spacious home offers an open floor plan. New kitchen featuring stainless steel appliance and carrera marble countertops. Kitchen is open to greatroom with cathedral ceilings, gorgeous beams & skylights w/remote control shades along with a 60 in. ceiling fan. Beautiful hardwood floors throughout. Cozy up to the energy efficient wood burning fireplace on a cold evening. Or walk down to the lake for a swim on a warm summer night, after barbecuing and relaxing on your deck. Sliding doors to deck feature inserted blinds. Open Staircase leads you to an additional 500 sq. ft space not included in the square footage. 2 cedar closets. Great location for commuters. Close to shopping, dining, schools, major parkways & highways. All this, and you still get an extra large 2 car garage with extra storage above. Taxes do not reflect Star discount Basic $1, 678 or Enhanced $4357
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Our Executive Mortgage Banker:
Our Insurance Division:
$510,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $807 | $807 | $807 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,749 | $2,712 | $3,441 |
Total Monthly Payment | $3,648 | $3,611 | $4,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.