If you're looking to enjoy life's simple pleasures, you have found your location! You will notice the pride in ownership from the beautifully maintained yard as well as in and outside of the home. Truly affordable living in a WATERFRONT COMMUNITY! You’ll fall in love in this impressive two bedroom/two bath home with a bright & open floor plan and spacious bedrooms. The RECENTLY UPDATED KITCHEN has all the bells and whistles including ALL NEW WHITE CABINETS, GRANITE COUNTERTOPS, BLACK/STAINLESS APPLICANCES, TRASH CAN DRAWER AND 2 CORNER CABINET LAZY SUSANS. Your spacious master suite offers HIS AND HERS CLOSETS and an ensuite bathroom with shower. The second bedroom is spacious and sure to please visiting friends and family. Lots of space in the 12 X 22 WORKSHOP and Laundry room. If you like the outdoors you can exit thru your sliders onto a RAISED OPEN 10 X 22 DECK or you can transform it into a raised lanai. OTHER RECENT UPDATES INCLUDE DRYWALL INTERIOR, SUBFLOORS, VAPOR BARRIOR, AIR CONDITIONER and ROOFOVER. Membership to the Edgewater Clubhouse transfers to new owners at just $300 annually. There is a Swimming Pool, Tennis, Shuffleboard and Bocce Ball Courts. The Homeowner's Association is $35. annually. FURNITURE NEGOTIABLE. The outdoor enthusiast in you will love the closeness of boating and fishing. You will also find 5 golf courses and several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, Farlow’s on the Water and the Sandbar Tiki & Grill to name a few. Would make a great winter get away spot. Come experience the Gulf Coast of Florida at its finest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$196,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,800 | $156,800 | $156,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,056 | $1,042 | $1,322 |
Total Monthly Payment | $1,290 | $1,276 | $1,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.