Elegant ''Churchill Plan'' Home in The Villages of Royal Palm Welcome to this beautifully maintained Churchill plan home, built in 2004 and perfectly situated in Port Orange's premier gated community, The Villages of Royal Palm. From the moment you step through the inviting foyer, you'll be enchanted by the home's bright, open floor plan, offering an uninterrupted view from the entrance through to the expansive, climate-controlled Florida room. This versatile lanai is an ideal retreat, perfect for relaxing with a morning coffee or hosting friends, while you enjoy the peaceful ambiance of the backyard.
The home features mostly laminate flooring for a seamless, polished look, with carpet in only one room. Recent updates include a newer HVAC system (installed just three years ago), a brand-new roof from 2023, and a three-year-old water heater. Additionally, the sale includes the washer and dryer, making this residence truly move-in ready. Please note, however, that the refrigerator in the garage does not convey.
The heart of this home is the beautifully designed kitchen, featuring elegant granite countertops and plentiful cabinetry that makes cooking and entertaining a true pleasure. The refrigerator, updated just three years ago, adds modern convenience to this well-appointed space.
Beyond practicality, this home radiates warmth and comfort, offering a welcoming sanctuary from the moment you step inside. Imagine unwinding in your air-conditioned Florida room, immersed in a good book, and enjoying the tranquility that surrounds you.
Experience Premier Community Living
The Villages of Royal Palm offers a maintenance-free lifestyle, where the HOA covers full lawn care, pest control, sprinkler maintenance, Spectrum Cable TV and Internet, exterior painting (every six years), and annual pressure washing.
This active, welcoming community offers an array of amenities including pickleball courts, tennis courts, a basketball court, putting green, shuffleboard, bocce ball, horseshoes, table tennis, a whirlpool, and two pools (one heated). At the heart of it all is a spectacular Multi-Million Dollar Clubhouse featuring a ballroom, caterer's kitchen, fitness center, library, billiard room, crafts room, office center, and a grand covered lanai. With a lively calendar of activities, there's always something exciting to enjoy with friends and neighbors.
Ideally located near shopping, hospitals, a new emergency room, the beach, the library, and more, this home combines luxury, convenience, and peace of mind.
Don't miss this rare chance to live in such a serene and vibrant communitycome experience it for yourself!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,020 | $2,563 |
Total Monthly Payment | $2,336 | $2,359 | $2,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.