CHARMING 3-BEDROOM COTTAGE WITH FRONT DECK, 2-CAR GARAGE, FENCED YARD, NO HOA, AND STUNNING LAKE ELSIE VIEWS! Welcome to this delightful pocket neighborhood filled with friendly neighbors, tree-lined streets, and homes bursting with character, featuring front porches and picket fences. This community exudes warmth and charm, making it the perfect place for families and individuals seeking a welcoming environment. Nestled on the serene banks of beautiful Lake Elsie, this tranquil community offers an ideal location, less than 2 miles from the vibrant Tavares Waterfront, America’s Seaplane City. Enjoy Wooton Park, waterfront dining, and boat/kayak launches, all close by. Additionally, various retail options, dining, shopping, groceries, theaters, and medical facilities are within a few miles. For a culturally rich experience, visit historic downtown Mount Dora, where you'll find quaint cafes, coffee shops, art galleries, local theaters, spas, and boutiques. This area is known for its vibrant arts scene and frequent community events, fostering a lively and engaging atmosphere. Come home to inviting curb appeal, with a neat front lawn complementing the home's charming facade, featuring a triple gable roofline, covered front entry, and front deck, an ideal spot to relax and enjoy the calming Lake Elsie views. Discover a thoughtfully designed floor plan with vaulted ceilings, a neutral color scheme, low-maintenance tile floors, and abundant natural light from large windows. The front living room includes a cozy nook beneath double lake-view windows, perfect for enjoying refreshments and a good book. This spacious area is an oasis for rest and reflection while well-suited for social gatherings. Along with the open-concept kitchen/dining/family room, it’s perfect for entertaining. Host family gatherings and celebrations easily, thanks to the ample space and seamless flow. The intimate dining area connects effortlessly to the stylish kitchen, with abundant cabinetry, granite counters, stainless appliances, and a prep island with a breakfast bar. This kitchen is not only functional but also designed to inspire culinary creativity. An expansive glass slider opens to the lanai, offering additional space for relaxation and entertaining in the peaceful, privacy-fenced backyard. The primary bedroom features vinyl wood plank flooring, large windows, a glass slider to the lanai, a walk-in closet, and a beautiful sliding barn door leading to the private bathroom, with an updated sink vanity and a spacious tub/shower. This master suite is a true retreat, providing a serene space to unwind and relax. Two guest bedrooms share a full hallway bathroom with a custom tiled shower, offering comfort and convenience for family and guests alike. Recent updates include a sink disposal replaced in 2023, a water heater in 2022, and an A/C in 2018, ensuring modern functionality and peace of mind. This serene and comfortable lake-view house is ready to become your new home, offering a unique blend of charm, functionality, and location. Whether you want to relax in solitude or entertain friends and family, this property perfectly accommodates your lifestyle needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,728 | $2,229 |
Total Monthly Payment | $2,037 | $1,991 | $2,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.