104 PICARDY CT, Naples, FL, 34112 | $424,995

PRICED TO SELL! This IMMACULATE, LIKE-NEW RESIDENCE features MODERN FINISHES and is fully updated within the low-fee community of Riviera Golf Estates. Nestled in a prime location on one of the community's quietest streets, this home boasts a spacious lanai that overlooks a private backyard with a well for irrigation. Key upgrades include a new roof (2018), blown-in insulation (2024), water heater (2024), and water softener (2022). The stainless steel appliances were also updated in 2022, along with a new HVAC system installed in November 2021. The exterior of the home was completely repainted in 2024. Additional enhancements, approximately two years old, feature high-end vinyl plank flooring, modern countertops, updated fixtures, and stylish bathrooms. Safety is prioritized with impact exterior doors and hurricane shutters for all openings. The garage is equipped with storage, a utility sink, G-floor flooring and a PVC multifunction utility wall. Riviera Golf Estates is an active 55+ community offering a plethora of activities and clubs, including a fitness room, pickleball, tennis, shuffleboard, and a new resort-style pool with lap lanes. Residents also enjoy access to a community room, library, billiards, and several public golf courses nearby. Conveniently located just minutes from the vibrant downtown areas of 5th Ave South and 3rd St South, you'll find fine dining, world-class shopping, entertainment, and pristine white sand beaches at your doorstep.

Features

  • Amenities: Billiards,Business Center,Cabana,Clubhouse,Community Room,Community Spa/Hot tub,Exercise Room,Guest Room,Hobby Room,Internet Access,Lap Pool,Library,Pickleball,Shuffleboard,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: RIVIERA GOLF ESTATES
  • Year Built: 1981
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Whole House Fan
  • Approx Sq. Feet: 1,293
  • Acreage: 0.19
  • Est. Taxes: $2,462
  • HOA Fee: $418 Quarterly
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Pet Policy: Limits
  • MLS#: 224090563
  • Website: https://www.raveis.com
    /raveis/224090563/104picardyct_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Aaron RorieSales Associate

239.450.6212

Aaron.Rorie@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

104 PICARDY CT, Naples, FL, 34112

$424,995

Aaron Rorie

Sales Associate

William Raveis Real Estate

Phone: 239.450.6212

Aaron.Rorie@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,996 $339,996 $339,996
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $205 $205 $205
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,319 $2,260 $2,915
Total Monthly Payment $2,599 $2,540 $3,195

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.