Welcome home to this completely renovated ranch style house in desirable Pearl River. Situated in a charming neighborhood with tree lined streets, this hidden gem is the perfect starter house, condo alternative, or empty nester home. Step into this cozy, relaxing home perched up high and watch the seasons unfold. Great chefs kitchen with a nice sized island that opens to the living space which makes it a breeze for entertaining and being part of the action while whipping up treats for your guests. Two bedrooms are tucked away from the living space along with two full baths! Door to the backyard is just off the kitchen for easy al fresco dining and leads to a private, peaceful backyard complete with areas for watching the game, and tossing the ball! All located in the Town of Orangetown which offers shopping, restaurants, golf, and much more. EASY commute via car, bus, or NJ Transit. Minutes from the NJ border for even more choices! Appliances: Gas Range BuildingAreaSource: Public Records, Flooring: Laminate, FoundationDetails: Slab, InteriorFeatures: Open Floorplan, Stone Counters, LaundryFeatures: Gas Dryer Hookup, Washer Hookup,
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $1,126 | $1,126 | $1,126 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,185 | $4,109 |
Total Monthly Payment | $4,487 | $4,403 | $5,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.