Whether you're moving out of the city or looking for new opportunities and a location to build your dream home away from the hustle and bustle . . . Discover the potential of 44 Stony Road , a 2-acre serene partially wooded lot in beautiful Accord, NY. The lot contains an existing single family structure that comes with approved plans for a stunning renovation that will expand the home to an impressive 3 bedroom , 2. 5 Bath , 2, 100 square feet contemporary design offering endless possibilities for your dream residence. **Features: ** - Existing structure is shovel ready - Includes approved architectural plans for expansion and renovation, increasing living space to accommodate modern needs. - Private, wooded surroundings providing peace and tranquility. - Ample outdoor space for gardening, recreation, or enjoying nature. **Location: ** Located in a quiet, picturesque area of Accord, this property offers easy access to local amenities, outdoor activities, and the natural beauty of the Hudson Valley. Enjoy hiking, biking, and exploring the scenic landscapes right at your doorstep. - Enjoy the tranquility of your own private wooded retreat, where nature surrounds you, offering peace and a sense of escape from the hustle and bustle of everyday life. - The generous outdoor area provides endless possibilities for gardening, recreational activities, or simply enjoying the beauty of the natural landscape. - The approved architectural plans promise an exciting expansion that will enhance the home’s living space significantly, **Investment Opportunity: ** This property represents an excellent opportunity for buyers looking to invest in a project with approved plans. Create your dream home in a tranquil setting, with the added benefit of increased value and built in equity upon completion. Stamped architectural plans , approved permits for construction, driveway, interior design all provided & included with the sale. Start renovations on day one after closing! *As is sale , existing property is most likely not immediately habitable. Additional Information: HeatingFuel: Oil Above Ground, Cash or land loan only
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,617 | $1,595 | $2,024 |
Total Monthly Payment | $1,692 | $1,670 | $2,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.