This beautifully crafted turn of the century home has 4 Bedrooms and 2. 5 baths and is convenient to Ocean Beach the park, schools and local restaurants. Many upgrades have just been made including a brand-new full bath on the main level, a new 200 amp electrical panel, fully painted basement, bulkhead, entry staircases and railings, just to name a few. Experience ocean views when you pull up to this immaculately maintained home and step into a generous sized front porch with a new front storm door and white paint to fill the space with plenty of natural sunlight. The magnificent hardwoods and grand staircase lead you to the bedrooms upstairs and pull-down attic stairs to a clean, insulated attic providing you with ample additional storage. The full bath on this level has been updated as well. The home is well insulated to minimize energy loss and reduce heating costs with city gas, water and sewer. Enjoy the large back yard for privacy, gardening or play. Grill and relax on the large back deck with an entrance into the back of the home.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Dining Room | Ceiling Fan,Hardwood Floor | Main |
Full Bath | Remodeled,Ceiling Fan,Stall Shower | Main |
Full Bath | Remodeled | Upper |
Half Bath | Lower | |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $1,967 | $2,496 |
Total Monthly Payment | $2,482 | $2,455 | $2,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.