Snowbird Ready! First Time Buyer opportunity! Thinking of Downsizing? This home is a great size with 3 bedrooms and a BONUS Room!! This Home features some nice updates including the spacious Kitchen with Quartz counters, Lazy Susan corner cabinets and pull out drawers. The Open floor plan includes the Living Room with a large picture window and a Dining Area which is adjacent to the Bonus Room. This could be a great Home Office/Play Room/Den etc. The Bedrooms are roomy and there is no carpet. The Bathroom area has also had a makeover! The home has tile or laminate flooring throughout. An added feature is the Vaulted Ceilings which add more height to the rooms! Many of the windows have been updated as well! Outside there is a nice Patio area for BBQ’s and the Back Yard is Fenced. You are close to many local places of interest including the Baycare Ball Park which is home to the Phillies Spring Training! Also close to St Petersburg College Clearwater campus and many local restaurants, shopping, etc. Make sure to put this Home on your list! It is a Must See!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,945 | $1,967 | $2,496 |
Total Monthly Payment | $2,147 | $2,169 | $2,698 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.