Welcome to 73 Ivy Street in sought out East Providence!!! This charming and well maintained 3 bedroom, 1. 5 bath is centrally located within walking distance to City Hall, Zara's Caf , Taunton Ave Bakery and a handful of diverse restaurants. Minutes from the bike path, 195, the Henderson Bridge, Downtown Providence, India Point Park, the East Side, nearby colleges, private schools and close to all the amenities but yet not on a main street. First level boasts the double parlor with gleaming hardword floors throughout, eat-in kitchen with a granite countertop island, stove/oven and refrigerator and half bathroom. The second level provides 3 bedrooms with finished hardwood flooring and full bathroom. The basement includes plenty of storage place with an open living space, laundry room with hook ups and separate utility room. Utilities not included - tenant responsible for gas heat and electric. Non-smoking. No dogs. Cats ok. Driveway for up to 4 cars and plenty of street parking. The welcoming front porch makes this home warm and cozy and just waiting for you!!! Background, credit and income check required. Not exceptions.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,600
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,080 | $2,080 | $2,080 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $18 |
Total Monthly Payment | $89 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.