First time on the market for those seeking a home with lots of space in Watertown - This stately set 3-4 bedroom Brick Hi-Ranch has been meticulously maintained since the day this family built it in 1987. Enjoy distant views as well as an open floorplan on each level. There are 3 bedrooms and 2 full baths, along with the living room, dining room and kitchen on the main floor. A concrete covered patio is off the kitchen, and a brick patio is accessed from the lower level. The LL features a huge great room with a full kitchen, dining area and living room with a wood burning fireplace and a woodstove. Also, on the LL is a den, or possible 4th bedroom, full bathroom, large laundry room and a wine making room. It's all at grade, and has 4 doors throughout-one to enter the garage. Watertown in Litchfield County, is home of the prestigious Taft School, Crestbrook Park Golf Course (one of the area's best public courses, with public pool & tennis!), Watertown Golf Club, Hawk's Ridge Winery and Veteran's Memorial Park with playground, basketball court, ball field, walking area, bocce & pavilion.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Upper | |
Family Room | Lower | |
Great Room | Fireplace | Lower |
Kitchen | Upper | |
Living Room | Upper | |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $745 | $745 | $745 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,659 | $3,430 |
Total Monthly Payment | $3,566 | $3,496 | $4,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.