Welcome to this spacious home featuring 2 bedrooms, 2 bathrooms, and a large 2-car garage! It is situated on an oversized corner lot with just one neighboring property. Located in the heart of the highly desirable 55+ community of Timber Oaks, this home offers a welcoming atmosphere. As you enter, you'll appreciate the generous living room. The open floor plan enhances the charm of the home, with the living room seamlessly connecting to the kitchen. The space is bright, featuring fresh paint and a large ceiling fan. The kitchen boasts a breakfast bar that overlooks the family room, a wet bar, and a dining area perfect for family gatherings. Large windows provide views of the backyard, and sliding doors lead to a screened porch. The kitchen is equipped with essential appliances, including a range stove, refrigerator, dishwasher, and microwave. Adjacent to the kitchen is a spacious dining room, ideal for accommodating a generous dining table for family meals. The flexible floor plan includes two comfortable bedrooms. The owner's suite features a large closet and a walk-in shower, along with a sizable mirror. The guest bedroom is conveniently located near the guest bathroom and also includes a large closet. Double sliding glass doors open to the screened lanai, creating an excellent space for entertaining guests or enjoying a nice breeze on cooler days. Additional features include a laundry room with a washer and dryer, a laundry sink, and a door leading to the 2-car garage, which has a remote door opener. This home has new windows and an A/C system installed in 2020, and each room is equipped with high-quality ceiling fans. It is zoned for great schools and is close to shopping, fine dining, entertainment, and a hospital, with easy access to the powdery sands of Florida's Gulf Coast beaches just minutes away. The community offers a sparkling resort-style pool and hot tub by the lake, a clubhouse, a computer room, a library, a fitness center, a playground, and outdoor kitchens. Don’t miss this opportunity to own this wonderful home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,314 | $1,329 | $1,687 |
Total Monthly Payment | $1,544 | $1,559 | $1,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.