This 1985 Cottage has great bones, 828 sq' makes it easy to care for. 1 bay garage with storage above too and good size shed too for all your gardening needs. The home has a metal roof for years of easy care and natural wood on the home exterior and Stylish shed give it a charming appearance. The cozy home has had all systems kept up. You can move right in and furnishings can stay. The full basement gives you storage space and a place for tinkering & work bench. You'll love the double wide landscaped yard ideal for gardens. Emerald Lake Village Assoc is the water source and amenities include several beaches, a mail house, basketball court, boat launch and playground, walk to the beach. No fees here and roads are well maintained so easy out in the morning if you are an early bird. This listing can be combined and sold with can be sold with adjacent lot 014-104 Deerpoint Dr as shown on MLS# 5022424.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,401 | $1,382 | $1,753 |
Total Monthly Payment | $1,916 | $1,897 | $2,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.