Quintessential, New England Cape located in one of the most desirable neighborhoods in Worcester! 3 beds/2 full baths, 1 car garage. Large fenced in backyard. Enter the front door into your fireplaced living room w/ huge picture windows overlooking the tree lined lane. HW floors throughout the 1st floor aside f/ tile in the kitchen. Kitchen w/ neutral, granite counters, cream cabinets & SS appliances is open to the large dining room. 1st floor bedroom is a possible primary. Here you have mini split for heating & cooling and easy access to the full bathroom on your main level. There is a large alternate primary bedroom on the 2nd floor, which also offers a mini split and plenty of closet space. The 3rd bedroom & another full bath rounds out the upstairs. The deck off the kitchen overlooks your fully fenced in backyard, including the stone patio- great for entertaining. Roof replaced 2022. Vinyl siding done in 2023. Navien combo heating/hot water unit & mini splits done within last 6 yrs
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Laminate | Second |
Bedroom 3 | Closet, Flooring - Laminate | Second |
Dining Room | Flooring - Hardwood, Wainscoting, Lighting - Pendant | First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Deck - Exterior, Stainless Steel Appliances, Lighting - Overhead | First |
Living Room | Flooring - Hardwood, Window(s) - Picture, Recessed Lighting | First |
Master Bedroom | Closet, Flooring - Hardwood | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,181 | $2,207 | $2,800 |
Total Monthly Payment | $2,643 | $2,669 | $3,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.