A fine opportunity to be steps away from the full in-town Nyack vibe & experience! This lovely Sun-drenched Queen Ann is waiting for the personal vision & touch of the next owner(s) to make it their own. With over 2416 square feet of living space spread across four levels, there are many opportunities from the potential full one-bedroom apartment with its own entrance in the lower level; a full finished attic, to the year-round Hudson River & Cuomo Bridge views from the rear second & third floor windows. . . with greatly expanded views during the Fall & Winter Months. With many of the original doors, moldings, the original staircase posts & railings, the original floor heat-grates & hardwood floors across all 4 levels. Three bedrooms on the second floor with one fully renovated bathroom, & a very young half-bathroom on the first floor. A few more of the improvements are young energy-efficient windows & skylights, a furnace with central air, Wireless Thermostat, H2O Heater, & a 200-amp electrical box. Enjoy a fenced-in rear yard, and a large storage shed with electricity. Walk to fine & specialty shops, restaurants, parks, the library & public transportation to NYC. This is a lot of home in a great location for the price. A must see. . . then, a must have! BuildingAreaSource: Public Records, ConstructionDescription: Aluminum Siding, Vinyl Siding, ParkingFeatures: On Street,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,659 | $3,430 |
Total Monthly Payment | $3,821 | $3,751 | $4,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.