SENSATIONAL ASHTON II floor plan (with VA assumable loan at 2. 25%) available in the gated golf course/active resort of highly desirable Kings Gate, a 55+ community (NOT IN A FLOOD ZONE, more than 20 ft above sea level - have never experience storm surge, in evacuation zone D and have never been under an evacuation order). SUPER ACTIVE COMMUNITY and this house is FUN FUN FUN - with lots of ENTERTAIANMEN OPTIONS. This one checks all the boxes. . . 2 1/2 CAR GARAGE***LARGE and ENCLOSED LANAI (with bar)***MASSIVE KITCHEN***SCREENED IN PATIO***VIEW OF GOLF COURSE AND WATER***CONTENTS NEGOTIABLE. ROOF FROM 2022 - STAINLESS APPLIANCES - Epoxy floor in Garage with hanging storage. This home provides awesome curb appeal - but when you finally step inside you're going to notice the towering height of the ceilings when combined with the windows and slider doors provide a bright/airy and open feeling. The large living room interacts nicely with the dining room, kitchen, and lanai. . . . and OH what a lanai that is. . . . tiled floor with windows offers plenty of seating and your very own bar. And the lanai connects to an outdoor screened in patio area. This home offers a lot of possibilities for entertainment and/or relaxation. The massive kitchen offers plenty of cabinet space and counter space - with granite and solid wood cabinets. The master bedroom is to the back right of the home with the guest bedroom to the front right of the home providing tremendous privacy for you and your guests. The den features French doors that allow you to use that room as a private office, 3rd bedroom, or even a second TV room - whatever fits your lifestyle. And if you haven't been to Kings Gate before - you're going to love the options for activity (Olympic size heated swimming pool and spa, tennis courts, pickle ball, lawn bowling, shuffle board, bocce, horseshoes, gym, billiards, library, euchre, bingo, bridge, Texas hold em, poker, mahjong and more). The onsite and recently remodeled Lions Den restaurant and bar is super convenient and also offers Tuesday night Karaoke and monthly trivia contests. Many residents love the fact that they are just a golf cart ride away from the Winn Dixie shopping plaza that provides you access to grocery store, drug store, bank, restaurants and shopping. Want to explore outside of Kings Gate - your minutes away from the restaurants and shops of downtown Punta Gorda and Fisherman's village. And if you want to explore more of Florida's fun spots you’re near I75 to quickly head north or south. An AWESOME home with tremendous ENTERTAINMENT and/or RELAXATION options plus a 2 1/2 car garage in a PREMIER gated community is a MUST SEE. Call today for a private showing and a golf cart tour of the community/amenities.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,291 | $2,892 |
Total Monthly Payment | $2,697 | $2,640 | $3,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.