You will not want to miss this gorgeous property in Heritage Oaks Golf & Country Club! This wonderfully cared for "Inverness" Golf Villa features 2 bedrooms, 2 bathrooms, a sizable den/study, an attached 2-car garage, and is being sold Turn-Key Furnished. As soon as you enter the home, the vaulted ceilings and open floor plan make the space feel large and inviting, perfect for full time residents or even seasonal owners. The villa has a wonderful split bedroom layout that provides the ultimate in comfort and privacy for guests and family when they come visit. The den/study even features a lovely built-in desk array and a matching murphy bed setup complete with custom bookshelves and cabinetry allowing this room to be used as a third bedroom when needed. Many wonderful updates have been completed to this home including: a newer A/C system (2020), new water heater (2022), a remodeled kitchen with gorgeous stainless steel appliances, granite countertops, a beautiful tile backsplash, and a colorful blue kitchen island. In addition, stunning hand-scraped laminate flooring was installed in both bedrooms and the den/study, angle-laid tile throughout the common areas, and luxurious plantation shutters added to the windows in both bedrooms. The attention to detail carries throughout the home with gorgous crown molding, wood chair rail, and many other spectacular built-in features. The dining room features a beautiful wall inset with recessed lighting and custom blue cabinetry that ties back perfectly to the kitchen island. A large, extended lanai space allows owners to truly live the indoor/outdoor lifestyle that Florida is known for. Large slider doors near the back of the home open up to your private backyard oasis. Heritage Oaks is known for its pristine 18-hole golf course, har-tru tennis courts, fitness center, 24-hour security, an impressive clubhouse with a lovely restaurant and the sensational 19th Hole Lounge, 5 swimming pools, and a calendar of events packed with activities. Are you ready to call Heritage Oaks home? Take a tour of this wonderful property today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $2,970 | $2,967 | $3,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.