A Must See! This renovated condominium, spanning 1, 012 square feet, is located in the peaceful 55+ community of Winding Creek. This unit is currently being rented by current tenant until May 31st 2025. Can be sold fully furnished. The spacious interior features updated finishes, creating a welcoming space to call home. This community offers a perfect blend of modern comfort and resort-style living. Residents can enjoy year-round relaxation in the heated community swimming pool and hot tub. For those who enjoy staying active, the community offers well-maintained tennis courts and shuffleboard for friendly competition. The picnic area with gas grills provides the perfect spot for outdoor meals, and the clubhouse serves as a hub for social events and gatherings. With a variety of amenities and a prime location, this condo is an ideal choice for those looking to embrace a vibrant, low-maintenance lifestyle in beautiful Clearwater, Florida. NO FLOOD ZONE!! Located where you are only 3 miles to downtown Dunedin, 5 miles to Safety Harbor, 12 miles to Clearwater Beach, 6 miles to Honeymoon Island State Park, 1. 9 miles Countryside Mall and many great restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,304 | $1,271 | $1,639 |
Total Monthly Payment | $1,667 | $1,634 | $2,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.