Beautiful, well-maintained 3 bedroom + Den split floorplan home on a quiet cul-de-sac in the highly sought-after gated community of Chelsea Oaks. Built by Medallion Homes, this spacious home has "disappearing zero-corner" sliding glass doors that open onto a spacious screened patio overlooking the pond and green area, 10-foot ceilings throughout, expansive semi-open floor plan, and a Butler's pantry. Designed for both comfort and entertaining, this home allows you to spread out into different living areas creating an inviting atmosphere throughout making it ideal for working from home, hosting gatherings, etc. No carpeting. This home's floorplan and lot are perfect for adding a custom pool with the primary bedroom and one secondary bedroom and "pool" bathroom connecting to the screened patio area. All bedrooms have walk-in closets and ceiling fans. The rear screened patio was added-on in June 2020 and faces west giving an unobstructed view of the pond and conservation area behind the home, and great sunsets year round. No immediate rear neighbors, and you are able to fence the back yard. Roof is June 2022. HVAC is November 2020. Chelsea Oaks is a beautiful, established, gated community of 210 homes within walking distance of Williams Elementary, an A-rated school! No CDD fee! The Chelsea Oaks HOA is affordable, paid quarterly, and includes your Spectrum Cable, Irrigation, high speed internet, a community pool, basketball court, and playground. Best of all this home is NOT in a Flood zone, and there is NO CDD fee! Recent updates include the Roof 2022, the HVAC (2020). Situated in the family friendly community of Parrish, this home offers easy access to Lakewood Ranch, I-75, Ellenton Outlet Mall, I-275, Highway 301, Sarasota, St. Petersburg, and Tampa. This beautiful home is just 1 mile from the Manatee River and Fort Hamer Park, Boat Ramp, and the Manatee County Rowing Facility and is perfect for those who appreciate both the tranquility of nature, boating/rowing/fishing/spending time on the water, and the convenience of urban amenities. Additionally, Manatee County is developing Hidden Harbor Park, which is across from Fort Hamer Park and will include sand volleyball courts, picnic areas, playground, observation platform, and multi-use trails. Convenience and luxury seamlessly come together in this Chelsea Oaks residence, making it the perfect place to call home. Schedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,762 | $2,694 | $3,402 |
Total Monthly Payment | $3,242 | $3,174 | $3,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.