530 Michigan Estates CIRCLE, Saint Cloud, FL, 34769 | $3,200

Nestled in the desirable Michigan Estates community, this two-story pool home offers a blend of functionality and
style. 5 spacious bedrooms and 3 full baths, this property is perfect for both everyday living and entertainment.
Upon arrival, the double-door entrance opens to a grand foyer with soaring ceilings, leading to a formal dining
room on the left. The open floor plan flows from the living room to the kitchen, bathed in natural light from
large, beautifully framed windows that span the back of the house. The kitchen, designed with a family-friendly
layout, features lots of cabinets, stainless steel appliances, and an inviting eat-in area with ample space. The first
floor also includes a guest suite with a full bath, ideal for visitors or multi-generational living. Upstairs, a
versatile flex space, perfect as an extra living room, playroom, or multi-purpose area. The second floor is also
home to the master suite, complete with a walk-in closet, along with two additional bedrooms, a full bathroom,
and a convenient laundry room equipped with cabinetry for storage and organization. Outside, the beautifully
landscaped backyard is a private retreat, enclosed by a privacy fence and featuring a sparkling pool and a
lanai—perfect for entertaining or unwinding in a serene environment. Conveniently located near downtown
St. Cloud, this home offers easy access to restaurants, shops, hospitals, and Florida’s Turnpike for an
effortless commute.

Features

  • Type: Single Family Residence
  • Rooms: 5
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,203
  • Acreage: 0.2
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6257918
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6257918/530michiganestatescircle_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/20/2024 5:27:18 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 407-647-1211

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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530 Michigan Estates CIRCLE, Saint Cloud, FL, 34769

$3,200

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,560 $2,560 $2,560
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $17 $17 $22
Total Monthly Payment $92 $92 $97

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.